Getting a line of credit in Denmark as a new expat.

Member since 24 August 2019

Beaner921Member24 August 2019 20:17:30

Hi folks,

I have accepted a job with danske bank in cph. I start in 3 weeks. Moving from Geneva. I have a little issue. Due to other commitments I don鈥檛 have the cash to complete the move as I would like . As I need to pay a deposit for a new flat. In the next week or two.

Is there any service in Denmark that I could use to get a line of credit/ loan to help me with the deposit ?

I have my contract from the bank my salary is good. It鈥檚 an indefinite contract so I鈥檒l be around for at least 3 years.
Any advice ?

Nellie Berg Denmark Expert

Member since 15 August 2013

Nellie BergDenmark Expert25 August 2019 06:24:08

1151

My first thought: Why not ask the HR? They might give you an advance payment for the purpose, or they can tell you where to go.

/Nellie

Beaner921 Member

Member since 24 August 2019

Beaner921Member25 August 2019 12:42:12

Unfortunately this is not an option. And forms you think I could approach ?

Nellie Berg Denmark Expert

Member since 15 August 2013

Nellie BergDenmark Expert26 August 2019 06:11:18

1151

Normally, bank employees have no problems borrowing in their own bank, and furthermore they get the loan at lower costs than we others.

And therefore another bank may wonder why you want to borrow from them instead of your own.

But take a look at my banker.

/Nellie